🏠 Cash Home Purchases Drop in Texas: What Lower Mortgage Rates Mean for Buyers & Investors 📉

Bill Rapp - Commercial & Residential Mortgage Broker

Published on: 20/02/2026

Cash Home Purchases Drop to Lowest Level Since the Pandemic — What It Means for Texas All-cash home purchases declined nationally in December 2025, reaching the lowest level since early 2020. According to recent data, the share of buyers paying entirely in cash fell from 30.3% in December 2024 to 29% in December 2025 — well below the late-2023 peak of 35%.